Auto Loans

Education First Credit Union has made it easy to purchase the new or used vehicle of your dreams.

We take pride in helping you with your vehicle purchase by offering the same great rates on all vehicle loans, whether you’re purchasing a new vehicle off the dealer’s lot or a more experienced model.

Whether you’re looking for a car, truck, or SUV, our financing can help you get what you want and need. If money is tight leaving you with no a down-payment, or if you don’t have a trade-in, don’t worry, Education First provides up to 100% financing on approved credit.

  • New and used auto loans available
  • 1-7 year terms
  • GAP (Guaranteed Asset Protection) Insurance available
  • Accidental Death Insurance available
  • Disability Insurance available

Pre-Approved Loans

Do you want to purchase a new vehicle? If so, we encourage you to take advantage of a pre-approved loan. By getting a pre-approval on a loan you will know your purchasing power when looking for your vehicle. To get pre-approved, click here or call Jennifer or Delsa at 801-392-4877.

Auto Loan Rates

Vehicle Status

Fixed APR**


36 Months
48 Months
60 Months
Vehicles over 5 years in age will have ½% per year added to the interest rate. 2009-2014 max term is 84 months. 2008 and older max term is 36 months.
72 Months
Jennifer Key

Seasoned auto loan expert who will guide you through the process from start to finish.

Try our auto loan calculator

Auto Loan Calculator

Don't Just Tolerate Banking, Love It!