Education First Credit Union

Secure Connection

Visa® Credit Cards

About Our Credit Card

Education First offers a VISA® Reward card that gives you the convenience, safety, and acceptance of a VISA® Card. Our credit card is accepted in over six million establishments around the world. The Visa Reward card is tailored to individual needs so you can get the most from your purchasing power.

Education First  has the best Credit Card available! Here is why:

  • LOW Interest Rate
  • Rewards points available for ALL credit and debit cards
  • Only $2.00 cash advance fee vs. a % of your advance
  • worldwide ATM access
  • 25 day grace period on ALL purchases

Why pack cash, your checkbook, and extra credit cards or department store cards, when all you need is the E1CU VISA® of your choice? Your E1CU VISA® gives you the ease, convenience, protection, and freedom you would expect from any competitive financial institution. Apply for an E1CU VISA® card here!

View Current Credit Card Rates

High School Affinity VISA Credit Cards


We are happy to announce that we are able to order VISA Gold Credit Cards with Ben Lomond or Ogden High’s logos! These cards work the same as our current VISA Gold card but with an added benefit- we will donate a portion of every dollar spent on these cards directly to the high schools! The Principals can then use the money for whatever their school needs- STEM programs, band instruments, football gear, and lots more! These cards still offer our amazing Xtra Awards program! To switch your current VISA Gold credit card to a High School Affinity card, call 801.392.4877 and let us know you would like to switch! If you don’t have a VISA Gold card yet, the application is easy. Log in to your account, click on the menu. Then click on “Loan Application” under the “Services” tab. Fill out the VISA Gold Credit Card Application and then give us a call to let us know if you would like to receive the Ben Lomond High School of Ogden High School credit card!

If you aren’t a member yet, fill out the Account Application and drop it off at our drive thru with your Driver’s License and Social Security Card!

New Account Application


Visa® Rewards

For every $1 spent using an E1CU Credit Card, you are rewarded 1 point. For Debit Cards, You are rewarded 1 point for every $2 you spend. There is no setup involved, points are automatically accrued.These points can be redeemed for cash, gift cards, travel, and much more! Finally, a Credit Card that pays you! Click below to check your rewards points now!

Check Rewards Points!

Verified by Visa

To ensure that you’re the only one using your credit card, Education First Credit Union has teamed up with Visa to provide a verification system. This verification will add an extra sense of security and give you peace of mind knowing that it is that much harder for fraudsters to steal and use your information. Click the button below to set up this extra security feature!

Verify Here