Education First Credit Union

Secure Connection


Ask Us About Courtesy Pay

Our Courtesy Pay program is an extra layer of protection for you. It’s free to opt-in, and you may never need it, but it’s nice to know it’s there! Courtesy Pay will cover purchases that would otherwise cause you to go overdrawn. You’ll never feel the embarrassment of a declined card again!


Balancing your financial life has never been easier. We have the Checking Account to meet your needs! Read the following features and you’ll find out why. Oh, and did we mention that an Education First Credit Union checking account is that it’s absolutely FREE! Apply here.

Miniumum Daily Balance None
Dividends 0% on Free Checking, .50% on Super Senior
Check Writing Unlimited
Checks 1 free box a year
Debit Card (apply here) Free
Replacement Debit Card $25.00
Electronic Services
Internet Home Banking Free
Electronic Bill Pay Free
E-Statements Free
Telephone Teller (MARS) Free
Direct Deposit Free
Overdraft Protection
Overdraft Protection Loan Free
From other deposit accounts $3.00
Other Benefits
Travel Accident Insurance* Insured up to $250,000
Rental Car Insurance* Primary
Cashier Checks Unlimited
Notary Service Free
ATM Fees** Free

*Only valid on Visa Debit Card transactions. See disclosure for complete details.

**Does not include surcharges that may be assessed by other ATM owners other than the CO-Op Network.


Business Checking Accounts:

Please make note of the following regulation.


Pursuant to the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, “restricted transactions” such as those in which a person accepts credit, funds, instruments of other proceeds from another person in connection with unlawful internet gambling, are prohibited. You agree that such transactions will not be conducted through your account at Education First Credit Union. Please be advised that if Education First Credit Union determines that your account is being used to engage in restricted transactions, we reserve the right to terminate your access to certain payment systems and/or close your Credit Union account.