Savings/Money Mark et Rates
Updated June 8, 2011
| Share Savings Rates |
| Account Type |
Minimum Deposit |
APY* |
| Share Savings |
$25.00 |
0.25% |
| Checking Rates |
| Accout Type |
Minimum Deposit |
APY* |
| Checking |
$0.00 |
N/A |
| Money Market Rates |
| Account Type |
Minimum Deposit |
APY* |
| Money Market |
$0.01 - $9,999 |
0.25% |
| Money Market |
$10,000 - $24,999 |
0.35% |
| Money Market |
$25,000 - $49.999 |
0.35% |
| Money Market |
$50,000 - $99,999 |
0.35% |
| Money Market |
$100,000 - $499,999 |
0.39% |
| Money Market |
$500,000 + |
0.42% |
| IRA Shares Rates |
| Accout Type |
Minimum Deposit |
APY* |
| IRA Shares |
$0.00 |
0.45% |
| Roth IRA Rates |
| Accout Type |
Minimum Deposit |
APY* |
| Roth IRA |
$0.00 |
0.50% |
| Christmas Club |
| Accout Type |
Minimum Deposit |
APY* |
| Share Savings |
$0.00 |
0.25% |
*APY (Annual Percentage Yield) calculations are based on monthly compound interest for checking and money market accounts and quarterly
compound interest for savings and certificate accounts and assumes principal and interest remain on deposit at current rate for one year. However, rates are subject
to change.
Certificate Rates
Updated June 8, 2011
| Certificate Rates |
| Term |
Minimum Deposit |
APY* |
| 6 MONTHS |
$1000 - $49,000 |
0.300% |
| 6 MONTHS |
$50,000 & ABOVE |
0.300% |
| 12 MONTHS |
$1000 - $49,000 |
0.650% |
| 12 MONTHS |
$50,000 & ABOVE |
0.650% |
| 18 MONTHS |
$1000 - $49,000 |
0.650% |
| 18 MONTHS |
$50,000 & ABOVE |
0.650% |
| 24 MONTHS |
$1000 - $49,000 |
0.650% |
| 24 MONTHS |
$50,000 & ABOVE |
0.650% |
| 36 MONTHS |
$1000 - $49,000 |
1.100% |
| 36 MONTHS |
$50,000 & ABOVE |
1.100% |
| 48 MONTHS |
$1000 - $49,000 |
1.350% |
| 48 MONTHS |
$50,000 & ABOVE |
1.350% |
| 60 MONTHS |
$1000 - $49,000 |
2.00% |
| 60 MONTHS |
$50,000 & ABOVE |
2.00% |
*APY (Annual Percentage Yield) calculations are based on monthly compound interest for checking and money market accounts and quarterly
compound interest for savings and certificate accounts and assumes principal and interest remain on deposit at current rate for one year. However, rates are subject
to change.
Loan Rates
Updated June 8, 2010
| Auto Loan Rates |
| Vehicle Status |
Fixed APR** |
Term |
| New/Used |
2.50% |
36 Months |
| New/Used |
2.75% |
48 Months |
| New/Used |
3.00% |
60 Months |
| New/Used |
4.00% |
72 Months |
|
Vehicles over 5 years in age will have ½% per year added to the interest rate. 1998 - 2002 max term is 72 months. 1996 and older
max term is 36 months.
|
| Boat/Recreational Vehicle Loan Rates |
| Vehicle Status |
Fixed APR** |
Term |
| New/Used |
4.00% |
60 Months |
| New/Used |
6.50% |
84 Months |
| New/Used |
7.50% |
120 Months |
| Signature Loan Rates |
| Loan Type |
Fixed APR** |
Term |
| Signature |
8.75% |
24 Months |
| Signature |
9.00% |
36 Months |
| Overdraft Rates |
| Loan Type |
Fixed APR** |
Term |
| Signature |
15.00% |
36 Months |
| Share Secured Loan Rates |
|
3% over share savings rate for 12 months
|
**APR (Annual Percentage Rate). The rate we are providing is the lowest rate available to most qualified members. The actual rate and payment amount
you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed initially.
Visa® Credit Card Rates
Updated April 6, 2010
| Visa Credit Card Rates |
| Card Type |
Variable APR** |
Term |
| Visa® Reward Card |
8.25% |
N/A |
**APR (Annual Percentage Rate). The rate we are providing is the lowest rate available to most qualified members. The actual rate and payment amount
you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed initially.
***Extra Rewards - Reward
bonus point program for free travel and merchandise.
Home Equity Loan Rates
Updated June 8, 2010
| Home Equity Rates |
| Loan Type |
Fixed APR** |
Term |
| 80% Home Equity |
4.75% |
15 Years |
**APR (Annual Percentage Rate). The rate we are providing is the lowest rate available to most qualified members. The actual rate and payment amount
you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed initially.
Rates subject to change. The
rates fuxuate throughtout the day, please contact us for details.
Mortgage Loan Rates
Updated April 6, 2010
| Mortgage Loan Rates |
| Loan Type |
Interest Rate |
| 10 Year Fixed |
4.625% |
| 15 Year Fixed |
4.750% |
| 30 Year Fixed |
4.875% |
Rates shown are intended as mortgage market indicators only and may change without notice. Please call Chad at (801) 392-4877 for more information.
