About EFCU

  • About Us
  • Membership Requirements
  • Why Join a Credit Union
  • Volunteers

About Us

Since 1932, Education First Credit Union has been providing quality financial services to its members. Our motto of People Helping People is demonstrated through the numerous services we offer and through our mission to provide financial education services to our members. With our caring service, we do our best to make each member feel at home with their credit union. Superior member service is the heart of Education First Credit Union. We believe superior service is more than a friendly or warm greeting in the lobby. It's giving you options, whether you like high-tech or high-touch. It's also providing you with the best products and solutions so you can make financial decisions that fulfill your needs.

Membership Requirements

The members of this credit union shall be those persons who at time of application are current and/or former employees or current and/or former students of the Ogden School District, family members or persons living in the same household of an Ogden School District employee and/or student; members and employees of the board of education; current and/or former employees and/or current and/or former students and their families of the Weber Applied Technology Center; employees of Education First Credit Union (formerly Ogden School District Credit Union); family members or persons living in the same household of Education First Credit Union (formerly Ogden School District Credit Union) members; and associations or organizations to which employees of Education First Credit Union (formerly Ogden School District Credit Union) may belong; employees and/or students of the Utah Schools for the Deaf and Blind, family members or persons living in the same household of Utah School for the Deaf and Blind employees and/or students; and organizations and associations to which employees of the Utah School for the Deaf and Blind may belong. Membership may also apply to those who live within the boundaries of Weber County, Utah.

Why Joint a Credit Union

A credit Union is a not-for-profit financial cooperative owned and operated by member-owners, not stockholders. The Board of Directors and other executive committees are volunteers elected from the membership. Because of this unique structure, all profits directly benefit the membership in the form of higher returns on savings products, lower loan rates and fees, and improved services. When you join, you are a lifetime member-owner.

Volunteers

Darwin Smith
Chairman

Reed Spencer
Director

Roger Cragun
Vice Chairman

Ladd Chase
Director

Theresa Martin
Secretary

Matthew Kilts
Director

Scott Naylor
Director