5 Tips For Preventing Credit Card Fraud
1 – Never reveal your PIN to anyone. Not even the friendly looking person offering you help at the ATM.
2 – Never use an ATM with a blank screen and if you have to force your card into the slot, try somewhere else. This could mean someone has tampered with the machine. If the ATM swallows your card, cancel it immediately.
3 – Never let your card out of your sight when making a transaction. Make sure that your card is swiped in front of you at all times.
4 – Check your account and credit card statements regularly. Online access is available and can be used from any desktop, laptop, or smart phone. You can also check your recent transactions with our telephone teller by calling 801-392-3377. If you see a transaction you cannot explain, report it to the credit union immediately.
5 – Only use your credit card online on trusted sites and ensure that your online transaction is encrypted. Look for websites with addresses starting with “http” or a padlock image on the page. This will indicate that the information entered on these pages and the transmission of the information is secure. Make sure that you only deal with reputable companies and that you have registered for security systems that protect you further when transacting online, such as Verified by Visa. This gives you added confidence that you are providing your card details to a genuine organization when your shopping online.
Remember, if you suspect your card or card details have been compromised, call the credit union immediately. Don’t take the chance. Report it.