Education First Credit Union


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Loan Rates

Updated December 10, 2012

Auto Loan Rates
Vehicle Status Fixed APR** Term
New/Used 2.50% 36 Months
New/Used 2.75% 48 Months
New/Used 3.00% 60 Months
New/Used 4.00% 72 Months
Vehicles over 5 years in age will have ½% per year added to the interest rate. 1998 – 2002 max term is 72 months. 1996 and older max term is 36 months.

 

Boat/Recreational Vehicle Loan Rates
Vehicle Status Fixed APR** Term
New/Used 4.00% 60 Months
New/Used 6.50% 84 Months
New/Used 7.50% 120 Months

 

Signature Loan Rates
Loan Type Fixed APR** Term
Signature 8.75% 24 Months
Signature 9.00% 36 Months

 

Overdraft Rates
Loan Type Fixed APR** Term
Signature 15.00% 36 Months

 

Share Secured Loan Rates
3% over share savings rate for 12 months

**APR (Annual Percentage Rate). The rate we are providing is the lowest rate available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed initially.