Education First Credit Union


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Savings and Money Market Rates

Updated December, 2012

Share Savings Rates
Account Type Minimum Deposit APY*
Share Savings $25.00 0.20%

 

Checking Rates
Accout Type Minimum Deposit APY*
Checking $0.00 N/A

 

Money Market Rates
Account Type Minimum Deposit APY*
Money Market $0.01 – $9,999 0.25%
Money Market $10,000 – $24,999 0.35%
Money Market $25,000 – $49.999 0.35%
Money Market $50,000 – $99,999 0.35%
Money Market $100,000 – $499,999 0.39%
Money Market $500,000 + 0.42%

 

IRA Shares Rates
Accout Type Minimum Deposit APY*
IRA Shares $0.00 0.45%

 

Roth IRA Rates
Accout Type Minimum Deposit APY*
Roth IRA $0.00 0.30%

 

Christmas Club
Accout Type Minimum Deposit APY*
Share Savings $0.00 0.20%

*APY (Annual Percentage Yield) calculations are based on monthly compound interest for checking and money market accounts and quarterly compound interest for savings and certificate accounts and assumes principal and interest remain on deposit at current rate for one year. However, rates are subject to change without notice.